Writing Checks Worksheet
A financial literacy worksheet for 12th graders covering the essential steps and considerations for writing checks, including understanding check components, payee information, numerical and written amounts, and memo lines.
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Writing Checks Worksheet
Name:
Date:
Score:
Read each question carefully and provide your answer in the space provided. For multiple-choice questions, circle the correct option. For fill-in-the-blank questions, complete the sentence.
1. Which of the following is typically found at the top right of a check?
Account Number
Date
Payee Line
Memo Line
2. The routing number on a check is used to identify the:
Specific bank branch
Individual account holder
Bank on which the check is drawn
Check number
3. When writing a check for $150.75, the written amount should be "One hundred fifty and dollars."
4. If there is a discrepancy between the numerical amount and the written amount on a check, the amount is legally binding.
5. It is acceptable to leave the payee line blank if you are unsure who to pay at the time of writing the check.
True
False
6. The memo line is a legal requirement for a check to be valid.
True
False
7. Explain why it is important to fill out all parts of a check completely and legibly.
8. Describe a scenario where using a check might be preferable to using a debit card or cash.