Understanding the Parts of a Check
This worksheet helps 8th-grade students identify and understand the function of each part of a personal check, reinforcing basic financial literacy.
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Understanding the Parts of a Check
Name:
Date:
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Read the information and examine the provided image of a check. Then, answer the questions that follow.
Below is an image of a standard personal check. Familiarize yourself with the different areas and their labels.
1. The is the person or company receiving the payment.
2. The is the number that identifies your specific bank account.
3. The is the written amount of money being paid, which helps prevent fraud.
4. The is a unique number that identifies the bank where the account is held.
5. The is where the check signer authorizes the payment.
6. Which part of the check indicates the date the check was written?
Payee line
Memo line
Date line
Signature line
7. What is the purpose of the memo line on a check?
To write the dollar amount in numbers
To provide a brief description of the payment
To endorse the check
To indicate the check number
8. The routing number identifies the specific check from a series.
True
False
9. The numerical amount and the written amount on a check should always match.
True
False
10. Why is it important for the numerical and written amounts on a check to be consistent?
11. Explain the difference between a routing number and an account number.